June 30, 2010 by Eric Nishio
Stop Procrastinating by Setting Time Limits for Daily Entertainment
We all have different schedules and commitments each day. Some of us are busier than others while others have more time on their hands. Many “successful” people, or those who tend to attract a lot of money, are often seen as busy because they supposedly have more (money-related) commitments to attend to. Well, I’m not [...]
March 24, 2010 by Eric Nishio
A Simple Personal Budget Completely Eliminated My Financial Worries
“People who live on budgets are happier people.” (How to Stop Worrying and Start Living, p. 259) When I was in middle school and high school, I never had money in the bank. Well, I didn’t care about it much because I believed it was normal for students to be empty pocketed. But had I [...]
“Keep quiet and people will think you a philosopher.” ~ Roman proverb Do you remember how we, as students in high school, tried to impress our teachers with big long, Latin- or Greek-based synonyms? Even though we were trying to adopt new words into our writing style, it actually brought quite the wrong effect. The [...]
Students can live more comfortably by adopting a frugal lifestyle. It needs a bit of commitment and tolerance at first, but you don’t have to become an ascetic to boost your personal finance.
Have you ever weighed your backpack? Except before going traveling. If you haven’t, there’s a big possibility you’re carrying too much stuff in the bag you take with you every day. And if your bag comes close to weighing five kilograms, you’re definitely carrying too much. Carrying too much with you can cause a lot [...]

